You can ask your dentist to submit a free, pre-treatment estimate on your behalf. You will receive a copy of your Explanation of Benefits (EOB), which will help you understand your coverage and out-of-pocket expenses before a service is performed.

Log in to memberportal.com to print a reference card that will display your name, group name, group number and claims mailing address.

You can also provide the dentist with the policy holder’s full name, date of birth, social security number or member ID number and the group name. However, it's not necessary to provide all information for the provider to confirm your benefits.

The allowed amount is the negotiated, maximum amount Delta Dental will pay an in-network dentist for a procedure. This is often lower than their standard fee.

Seeing an out-of-network provider means your plan may not cover or cover only a portion of your care, when compared to seeing an in-network provider. You'll likely face higher out-of-pocket costs and may be balance-billed for the difference between the dentist’s fees and your plan’s coverage limits.

PPO dentists offer the deepest discounts. Delta Dental Premier dentists offer slightly less savings but are part of a larger network, providing more choices in providers. Delta Dental plans offer a variety of networks, and most plans come with access to our PPO and Delta Dental Premier networks. The network you should use depends on your plan’s coverage.