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NEW! Enhanced Coverage for People With High-risk Medical Conditions
On
January 1, 2007, Delta Dental began offering dental coverage for
enrollees with certain high-risk medical conditions. Please check with your human resources
department about this new benefit.
We are adding this coverage based on scientific
evidence that treating and preventing oral disease in these situations
can improve overall health.
ORAL HEALTH/OVERALL HEALTH CONNECTION
A healthy body begins with a healthy mouth. CLICK
HERE to learn more about this important connection from our
partner NetWellness.
Those eligible for this coverage include:
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People with diabetes and periodontal (gum)
disease
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Pregnant women who have periodontal (gum)
disease
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People with kidney failure or who are undergoing
dialysis
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People with suppressed immune systems due
to chemotherapy and/or radiation treatment, HIV positive status,
organ transplant, and/or stem cell (bone marrow) transplant.
The improved benefits include coverage of up
to four teeth cleanings (either routine cleanings or periodontal
maintenance cleanings) per benefit year instead of the typical two.
The routine cleanings will be covered at the same copayment level
as other preventive services. The periodontal maintenance cleanings
will be covered at the same percentage as other periodontal services,
unless your group’s contract covers this service at the preventive
level.
In addition, for people undergoing head and
neck radiation, fluoride applications by your dentist will also
be covered twice per benefit year. (This service typically is covered
only to age 19.) Note: If you are having this type of radiation,
you may also want to ask your dentist if prescription-strength fluoride
toothpaste would help you. This product often is covered by medical/prescription
drug benefit plans.
The costs of the additional cleanings and fluoride
treatments will be applied to your annual maximum. Keep in mind
that the timing of treatment is very important when serious medical
conditions exist. Talk with your dentist and physician about when
and if treatment is right for you.
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